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It is a good chart to have handy if you are looking to sell or buy, are a Realtor, banker, parent of kids looking to buy or parents looking to sell.
Showing posts with label Alta. Show all posts
Showing posts with label Alta. Show all posts
11/17/2009
Great New 2009 Tax Credit Reference Chart - Storm Lake and Alta Iowa Homes For Sale
Know someone who is looking to buy or sell - follow the link to the tax credit reference chart oput out by the National Association of Realtors.
It is a good chart to have handy if you are looking to sell or buy, are a Realtor, banker, parent of kids looking to buy or parents looking to sell.
It is a good chart to have handy if you are looking to sell or buy, are a Realtor, banker, parent of kids looking to buy or parents looking to sell.
11/11/2009
Storm Lake Iowa Homes For Sale Through New Brokerage
Brand new real estate brokerage now open in the Storm Lake MLS area. Want more information - call Georgia Weaver the owner of Weaver LLC Realtors. Pilot Tribune newspaper covering our new brokerage, the services we offer, our philosophy on doing business and the Top 10 Reasons You Need to List Your Properties With US.
If you need real estate services please consider us, we are experienced, ethical, and posess great marketing and negotiaion skills. Our business is not like any other in the Storm Lake MLS area, call us to experience a very refreshing difference.
If you need real estate services please consider us, we are experienced, ethical, and posess great marketing and negotiaion skills. Our business is not like any other in the Storm Lake MLS area, call us to experience a very refreshing difference.
10/25/2009
New Real Estate Brokerage Opening October 29th - Alta Iowa
It is finally done, I go to state tomorrow with my Associate Broker's license and come back a Broker Owner! I am excited and very thnakful to all of you who encouraged me and believe in me. You know who you are, I will be forever in your debt. And I would also like to thank my previous broker Joe Aube, for being great about this decision and for creating an environment that encouraged me to be what I needed to be.
Expected office opening date is October 29th, 2009
Office Location is in ALTA!
My biggest goal, of course, is customer service like has never been experienced in this area. Stay tuned :)
Expected office opening date is October 29th, 2009
Office Location is in ALTA!
My biggest goal, of course, is customer service like has never been experienced in this area. Stay tuned :)
10/12/2009
Storm Lake IA MLS Weekly Real Estate Market Report
Weekly
Storm Lake MLS
Market Statistics -10/7/09
Storm Lake
Available Residential Properties - 67 homes
Properties with offers -6
Sold in last 30 days - 8 homes
Alta
Available Residential Properties -16 homes
Properties with Offers - 0
Sold in last 30 days -6
Storm Lake Iowa and Alta Iowa properties are
listing and selling, our market is very strong. Information taken from the Storm LakeMLS.
Storm Lake MLS
Market Statistics -10/7/09
Storm Lake
Available Residential Properties - 67 homes
Properties with offers -6
Sold in last 30 days - 8 homes
Alta
Available Residential Properties -16 homes
Properties with Offers - 0
Sold in last 30 days -6
Storm Lake Iowa and Alta Iowa properties are
listing and selling, our market is very strong. Information taken from the Storm LakeMLS.
9/30/2009
New Storm Lake MLS Market Report
Weekly
Storm Lake MLS
Market Statistics - 9/30/09
Storm Lake
Available Residential Properties - 60 homes
Properties with offers - 20
Sold in last 30 days - 8 homes
Alta
Available Residential Properties - 10 homes
Properties with Offers - 1
Sold in last 30 days - 5
Storm Lake and Alta real estate especially homes are listing and selling, waiting till "the market improves" DOES NOT APPLY to our market. I have a great investor property for a first time home or for someone who can do some improving for $54,000 on Main Street in Alta!
A personal note, I am not just a Realtor, my husband and I are real estate investors too and we are buying property, we just sold an investment property to a first time home buyer (Congratulations Ali on getting into your first home and qualifying for the tax credit).
Information taken from the Storm Lake MLS.
Storm Lake MLS
Market Statistics - 9/30/09
Storm Lake
Available Residential Properties - 60 homes
Properties with offers - 20
Sold in last 30 days - 8 homes
Alta
Available Residential Properties - 10 homes
Properties with Offers - 1
Sold in last 30 days - 5
Storm Lake and Alta real estate especially homes are listing and selling, waiting till "the market improves" DOES NOT APPLY to our market. I have a great investor property for a first time home or for someone who can do some improving for $54,000 on Main Street in Alta!
A personal note, I am not just a Realtor, my husband and I are real estate investors too and we are buying property, we just sold an investment property to a first time home buyer (Congratulations Ali on getting into your first home and qualifying for the tax credit).
Information taken from the Storm Lake MLS.
9/23/2009
Weekly Storm Lake Iowa MLS Market Report
Weekly
Storm Lake MLS
Market Statistics - 9/23/09
Storm Lake
Available Residential Properties - 61 homes
Properties with offers - 9
Sold in last 30 days - 15 homes
Alta
Available Residential Properties - 15 homes
Properties with Offers - 2
Sold in last 30 days - 8
Storm Lake and Alta properties are listing and selling, waiting till "the market improves" DOES NOT APPLY to our market. Personally as a real estate investor, I am buying and selling. 4 Closings this month so far, I have 5 scheduled!
Storm Lake MLS
Market Statistics - 9/23/09
Storm Lake
Available Residential Properties - 61 homes
Properties with offers - 9
Sold in last 30 days - 15 homes
Alta
Available Residential Properties - 15 homes
Properties with Offers - 2
Sold in last 30 days - 8
Storm Lake and Alta properties are listing and selling, waiting till "the market improves" DOES NOT APPLY to our market. Personally as a real estate investor, I am buying and selling. 4 Closings this month so far, I have 5 scheduled!
9/21/2009
Town Allowing Sidewalks to be Removed - What's Your Opinion?
Alta is allowing property owners to remove sidewalks in town. No sidewalks is a problem if you are handicapped, I think it could lead to some accessibility problems for the city when it comes to their streets and the ADA. Limited accessibility is usually seen as a negative for people looking to move to an area; right now Alta has a strong real estate market when the rest of the nation is struggling.
No sidewalks is a big problem, we are in northwest Iowa, we get a lot of snow and many children still walk to school. What about the very small children who ride on toys in front of homes, where are they suppose to go - the street? Groups of women walk for exercise in the early evening, older couples walk in the mornings, walking in the street is not safe at any age. Remember last winter's ice, I do, my car hit another because it wouldn't stop and no I was not speeding. When I got out I nearly fell down because the street was so icy. I hope to be talking to the Alta City Council October 5th about this, if you have an opinion please comment or come to the meeting.
Thank you
No sidewalks is a big problem, we are in northwest Iowa, we get a lot of snow and many children still walk to school. What about the very small children who ride on toys in front of homes, where are they suppose to go - the street? Groups of women walk for exercise in the early evening, older couples walk in the mornings, walking in the street is not safe at any age. Remember last winter's ice, I do, my car hit another because it wouldn't stop and no I was not speeding. When I got out I nearly fell down because the street was so icy. I hope to be talking to the Alta City Council October 5th about this, if you have an opinion please comment or come to the meeting.
Thank you
7/31/2009
New Listing - Acreage in Alta Iowa
All of you out there who want to live in the country you need to see this gem. The bungalow has 3 bedrooms, an open floor plan, stone fireplace, huge deck, wooded lot and as a bonus it has a 50 by 50 barn. Check out the video http://www.georgiaweaver.com/ then call me, it won't be available long at $88.500! This home was moved to the site 14 years ago, at that time a new foundation was built, all the wiring, and plumbing was updated. A new roof was done 6-7 years ago. plumbing
7/08/2009
718 Main Street Alta, Iowa - New Listing
Checkout the new listing in ALta - GREAT Location close to both schools, some updates and lots of charm! Call, text or email me to see this one! 712-574-5426.
7/06/2009
Storm Lake, Iowa - Star Spangled Spectacular
Hundreds of people converged on the parks, enjoyed the parade, food,fun and fireworks in Storm Lake, Iowa over the 4th of July. Lots of visitors came home with their families to experience a little taste of hometown. I saw people from Alta, Cherokee, Newell, Aurelia, Schaller, Spencer and a lot of out of state vehicles.
Veterans were front and center in the parade and standing applause was given to each parade entry featuring the military. A new group interestingly named the TEA Party (Taxed Enough Already)had an entry. The TEA party consists of people protesting the massive spending programs started by the Obama whitehouse. Several links to them: Tax Day Tea Party and Societism.org
Summer is finally here, heat, sun and wind. Oh well, it could be winter. Thanks for checking out the update. Check back a new market report is coming, and news on closing costs and loan fee transparancy.
Have a good week!!!
Veterans were front and center in the parade and standing applause was given to each parade entry featuring the military. A new group interestingly named the TEA Party (Taxed Enough Already)had an entry. The TEA party consists of people protesting the massive spending programs started by the Obama whitehouse. Several links to them: Tax Day Tea Party and Societism.org
Summer is finally here, heat, sun and wind. Oh well, it could be winter. Thanks for checking out the update. Check back a new market report is coming, and news on closing costs and loan fee transparancy.
Have a good week!!!
5/27/2009
First Time Home Buyers
Are you a first time home buyer; if you are you have a limited time to take advantage of the up to $8,000 tax credit. A lot of misunderstandings are out there concerning this program, here are the facts:
1) You need an Adjusted Gross Income (AGI) of less than $150,000 - how do you know that? If your combined income (spouse and you) is less than $150,000 you qualify it your combined income is over $150,000 call your tax advisor, they will know!
2) Have you and your spouse owner a home in the past 36 months?
3) Do you plan to stay in residence for at least 3 years?
If you answer yes to all the above questions, now is the time to buy!
Why should you buy now other than to take advantage of the up to $8,000 tax credit?
Interest rates are lower than they have been for the last 50 years.
Many homes are on the market - a lot of very good deals out there!
You've heard buy low and sell high - well it's the same for real estate, in many areas inventory is up and prices are down. Many good buys are available, in our area. You may qualify for up to $8,000 in tax credit - that's just icing.
How does the tax credit work - a tax credit is not a tax deduction. This specific tax credit does not reduce income that is subject to tax - that is a tax deduction, it is a dollar for dollar reduction in tax liability. An example of how these differ is an $8,000 tax deduction would result in a $2,240 tax savings for a 28 percent taxpayer. But, an $8,000 tax credit would result in $8,000 in tax savings for the same 28percent taxpayer.
Still have questions, please call me 712-574-5426 and I will walk you through it. Now is not the time to sit on the fence if you qualify for this tax credit, it is scheduled to be gone on December 1, 2009. That means you have to have the property closed by that date.
source Pat Zaby, CRS, CCIM, speaker at 2009 IAR Annual Convention. www.patzaby.com
1) You need an Adjusted Gross Income (AGI) of less than $150,000 - how do you know that? If your combined income (spouse and you) is less than $150,000 you qualify it your combined income is over $150,000 call your tax advisor, they will know!
2) Have you and your spouse owner a home in the past 36 months?
3) Do you plan to stay in residence for at least 3 years?
If you answer yes to all the above questions, now is the time to buy!
Why should you buy now other than to take advantage of the up to $8,000 tax credit?
Interest rates are lower than they have been for the last 50 years.
Many homes are on the market - a lot of very good deals out there!
You've heard buy low and sell high - well it's the same for real estate, in many areas inventory is up and prices are down. Many good buys are available, in our area. You may qualify for up to $8,000 in tax credit - that's just icing.
How does the tax credit work - a tax credit is not a tax deduction. This specific tax credit does not reduce income that is subject to tax - that is a tax deduction, it is a dollar for dollar reduction in tax liability. An example of how these differ is an $8,000 tax deduction would result in a $2,240 tax savings for a 28 percent taxpayer. But, an $8,000 tax credit would result in $8,000 in tax savings for the same 28percent taxpayer.
Still have questions, please call me 712-574-5426 and I will walk you through it. Now is not the time to sit on the fence if you qualify for this tax credit, it is scheduled to be gone on December 1, 2009. That means you have to have the property closed by that date.
source Pat Zaby, CRS, CCIM, speaker at 2009 IAR Annual Convention. www.patzaby.com
4/07/2009
Friends Helping Friends
Saturday we all got together to help the Pedersend put the first coat of mud on their basement drywall. Below are some pictures, somehow Joyce and Ronnie didn't get in any of the pictures. Oh well, we are going to be back over tonight, the camera will be ready!
2/18/2009
Stimulus Package the Answer? Not by a long shot!
Is anyone else out there concerned that we (Americans) are rewarding unscrupulous business practices. We are paying to keep banks afloat that simply made very poor, greed motivated loans to thousands of consumers that also made very poor greed motivated decisions? Not to mention the Golden parachutes or the other upper management compensation packages the average Joe is paying for.
I don't think the American public (Tax Payers) should be bailing out banks - depositor's yes, but the owners of the banks who are in a big part responsible for this mess, no. Let the banks fail, the depositor's can get their money through the FDIC. If these poorly managed and obviously poorly or not at all supervised banks fail - guess what - there will be new business opportunities for new banks to form. Hopefully, the "new" banks will have learned from the current banks mistakes and greed. I believe the banks that perpetrated these bad loans and didn't check borrowers credentials should go under, if we reward them and keep the in business, it will happen again. In fact, take a look back in history when a lot of savings and loans did fail, what was that the 70's? What is going to happen to those who didn't make bad greed based decisions - they will pay for the others who did. How, higher interest rates for home mortgages, higher taxes, inflation - sounds a little like socialism to me.
I may be mistaken but I always thought the strength of our country was in part based on the fact that competition made businesses and our economy stronger and benefited the consumer.
The auto industry is another HUGE failure, why did it take the Toyota Prius to get the the American auto makers off their butts. I guess I am suppose to believe that our auto makers aren't as smart or innovative as the auto makers in other countries, Or maybe it has something to do with ties to big oil. I know we have and have had for some time the ability to produce autos that get great gas mileage, are less expensive, are better for the environment and run on various fuels or are electric. Why should I pay to help a dinosaur stay in business when that dinosaur has already demonstrated it is not committed to be a viable business and industry? It pays to know history, if we ignore history all we will do is repeat it until the Great Country of America utterly fails. I say the Great Country of America with a lot of reverence, I love our country but it breaks my heart and really makes me angry to see the mass destruction and decay that has occurred just in my short life time.
National Association of Realtors Site - Tax Credit Chart
Interested in the NAR's take on the First-Time Home buyers Tax Credit, click the title to go to the chart that includes current changes. Many home buyers will qualify, if you purchased a home after April 9, 2008 check out the terms to see if you qualify for the credit.
2/09/2009
Do You Know Your Mortgage Terms? 1 in 4 don't!
Home owners are getting better at understanding mortgage terms, but according to a GfK Roper random survey of homeowners and others, 26% still don't know if they have a fixed rate, ARM or other kind of home mortgage. Still, the numbers are better than last year where 34% didn't know.
What kind do you have; are you sure?
I recently helped a client who wanted to purchase a duplex, the client insisted on using a particular lender because the lender "took care of everything last time", and they had already talked to this lender and the lender had told them this new property would be no problem.
I like to shop my buyer's good faith estimates around to our local financial institutions just making sure they get the best deal. Why, because as the survey above points out, people don't get mortgages often, they don't understand terms, and additionally as a Realtor I believe it is a service I can and should provide. The mortgage on the previous duplex had some red flags, the payment didn't match the "terms" the client said they had (payment amount too low to pay off the loan in the stated time period, loan was a fixed rate).
They brought the mortgage documents in to my office and guess what - it has a balloon! They were not happy, and once they understood they were barely paying on the principle they started looking for a local lender to refinance. But, they had obviously signed the documents- so what happened. Had they just forgotten; I don't think so but it is possible. What is more probable however is that they were intimidated by the jargon and the paperwork and just signed and initialed where they were told to.
Maybe you should pull out that paperwork and take a good look at it again, and if you are thinking about buying go on line and learn, learn, learn. Also, ask a person who should be very familiar with the various mortgage products and programs - your Realtor.
What kind do you have; are you sure?
I recently helped a client who wanted to purchase a duplex, the client insisted on using a particular lender because the lender "took care of everything last time", and they had already talked to this lender and the lender had told them this new property would be no problem.
I like to shop my buyer's good faith estimates around to our local financial institutions just making sure they get the best deal. Why, because as the survey above points out, people don't get mortgages often, they don't understand terms, and additionally as a Realtor I believe it is a service I can and should provide. The mortgage on the previous duplex had some red flags, the payment didn't match the "terms" the client said they had (payment amount too low to pay off the loan in the stated time period, loan was a fixed rate).
They brought the mortgage documents in to my office and guess what - it has a balloon! They were not happy, and once they understood they were barely paying on the principle they started looking for a local lender to refinance. But, they had obviously signed the documents- so what happened. Had they just forgotten; I don't think so but it is possible. What is more probable however is that they were intimidated by the jargon and the paperwork and just signed and initialed where they were told to.
Maybe you should pull out that paperwork and take a good look at it again, and if you are thinking about buying go on line and learn, learn, learn. Also, ask a person who should be very familiar with the various mortgage products and programs - your Realtor.
12/04/2008
Silver Lining to this Housing Market - Yes Indeed!
Home prices are coming down and so are interest rates. That is a very good turn of events for potential home buyers. The difference between now and 2 years ago, it is much harder to qualify for a mortgage. Two years ago if you had a heart beat you could get a mortgage, no verifications of income or assets needed. If you are a potential first time home buyer - even better! You will need an income, good credit, a good down payment and your own closing costs.
The criteria listed above is not a bad thing, it is a very good thing. If you are preparing to buy a home you will need at the least fair money management skills. Keeping a job, saving for a down payment, paying your bills on time, living within a budget and planning for the future are all prerequisites for being a mature responsible member of society.
If you are one of those members of society now is quite possibly the best time of your life to buy a home.
The criteria listed above is not a bad thing, it is a very good thing. If you are preparing to buy a home you will need at the least fair money management skills. Keeping a job, saving for a down payment, paying your bills on time, living within a budget and planning for the future are all prerequisites for being a mature responsible member of society.
If you are one of those members of society now is quite possibly the best time of your life to buy a home.
10/19/2008
How Green are You?
Green living is happening all over, we are a little slower here in Storm Lake and Alta Iowa but I am beginning to see some progress. Lots of people are very interested in saving money and the environment.
Check out the Green Links for just about everything:
There's sure to be at least a few that will be helpful, if you have favorites of your own please share them here too!
Green Business Guide - http://www.business.gov/guides/environment/
Best Green Blogs - http://www.bestgreenblogs.com/category/green-guides/
Green Auto Guide - http://www.cars.com/go/crp/buyingGuides/green/index.jsp
Save Gas Now - http://beyondoil.nrdc.org/fuel/gasprices
How to Reduce Your Energy Consumption - http://www.nrdc.org/air/energy/genergy.asp
Energy Efficient Appliances - http://www.nrdc.org/air/energy/fappl.asp
Recycling 101 - http://www.nrdc.org/cities/recycling/gsteps.asp
7 Steps for Creating Eco-Fabulous Interiors - http://www.nrdc.org/cities/living/gdesign.asp
Consumer Guide to Water Water Purifiers - http://www.nrdc.org/water/drinking/gfilters.asp
How to Go Green Bathroom Renovation - http://planetgreen.discovery.com/go-green/bathroom-renovation/index.html
How to Go Green Home Renovation - http://planetgreen.discovery.com/go-green/home-renovation/index.html
Green Natural Skin Care - http://planetgreen.discovery.com/go-green/natural-skin-care/index.html
Green Cleaning - http://planetgreen.discovery.com/go-green/green-cleaning/index.html
Green Lighting - http://planetgreen.discovery.com/go-green/green-lighting/index.html
Pellet Stoves - http://planetgreen.discovery.com/buying-guides/green-pellet-stoves.html
Consumer Reports Green Choices - http://www.greenerchoices.org/pcategories.cfm?pcat=appliances
EcoBroker - http://www.ecobroker.com/
One big way to be green - blog, it saves a lot of trees!
I am also interested in green alternatives to weed control, we bought an acerage this year and it has an abundance of weeks. I would rather not use nasty chemicals because I do have a large garden.
Check out the Green Links for just about everything:
There's sure to be at least a few that will be helpful, if you have favorites of your own please share them here too!
Green Business Guide - http://www.business.gov/guides/environment/
Best Green Blogs - http://www.bestgreenblogs.com/category/green-guides/
Green Auto Guide - http://www.cars.com/go/crp/buyingGuides/green/index.jsp
Save Gas Now - http://beyondoil.nrdc.org/fuel/gasprices
How to Reduce Your Energy Consumption - http://www.nrdc.org/air/energy/genergy.asp
Energy Efficient Appliances - http://www.nrdc.org/air/energy/fappl.asp
Recycling 101 - http://www.nrdc.org/cities/recycling/gsteps.asp
7 Steps for Creating Eco-Fabulous Interiors - http://www.nrdc.org/cities/living/gdesign.asp
Consumer Guide to Water Water Purifiers - http://www.nrdc.org/water/drinking/gfilters.asp
How to Go Green Bathroom Renovation - http://planetgreen.discovery.com/go-green/bathroom-renovation/index.html
How to Go Green Home Renovation - http://planetgreen.discovery.com/go-green/home-renovation/index.html
Green Natural Skin Care - http://planetgreen.discovery.com/go-green/natural-skin-care/index.html
Green Cleaning - http://planetgreen.discovery.com/go-green/green-cleaning/index.html
Green Lighting - http://planetgreen.discovery.com/go-green/green-lighting/index.html
Pellet Stoves - http://planetgreen.discovery.com/buying-guides/green-pellet-stoves.html
Consumer Reports Green Choices - http://www.greenerchoices.org/pcategories.cfm?pcat=appliances
EcoBroker - http://www.ecobroker.com/
One big way to be green - blog, it saves a lot of trees!
I am also interested in green alternatives to weed control, we bought an acerage this year and it has an abundance of weeks. I would rather not use nasty chemicals because I do have a large garden.
10/17/2008
Storm Lake and Local Area Housing Market Report - January through July 2008
Everyone is asking, how's the real estate market and without looking at the actual numbers I know we are down but not suffering in this immediate area. I was actually surprised at how much we are down not just in price but also in number of homes selling.
The Iowa Association of REALTORS publishes the monthly statistics on their site. The following numbers are reported by the individual Boards of Realtors, in our instance that is is United Counties Board of Realtors.
January 2008 - Median Price $52,000 down from $85,500 in 2007
Number sold 13, up from 12 in 2007
February 2008 - Median Price $72,500 down from $88,000 in 2007
Number sold 22, up from 16 in 2007
March 2008 - Median Price $78,500 up from $77,500 in 2007
Number sold 9, way down from 25 in 2007
April 2008 - Median Price $78,000 down from $83,000 in 2007
Number sold 3, again down from 5 in 2007
May 2008 - Median Price $55,000 down from 87,000 in 2007
Number sold 19, down from 23 in 2007
June 2008 - Median Price $90,000 up from $89,000 in 2007
Number sold 19, down from 25 in 2007
July 2008 - Median Price $85,000 down from $91,500 in 2007
Number sold 21, up from 11 in 2007
The real estate market in our area, just like all over the US is trending down. I believe that can be attributed to 2 major factors: the first is insecurity making major financial commitments due to the instability in the economy and the second it the whiplash effect we are experiencing from all the poor loan practices over the last 3-5 years. Banks are requiring a very good credit score and a down payment. Many Americans have neither, so they have no choice but to continue to rent. There is a bright side to all markets, regardless of whether they are up or down. In this one the silver lining is for the people who own rental properties.
January 2008 - Median Price $52,000 down from $85,500 in 2007
Number sold 13, up from 12 in 2007
February 2008 - Median Price $72,500 down from $88,000 in 2007
Number sold 22, up from 16 in 2007
March 2008 - Median Price $78,500 up from $77,500 in 2007
Number sold 9, way down from 25 in 2007
April 2008 - Median Price $78,000 down from $83,000 in 2007
Number sold 3, again down from 5 in 2007
May 2008 - Median Price $55,000 down from 87,000 in 2007
Number sold 19, down from 23 in 2007
June 2008 - Median Price $90,000 up from $89,000 in 2007
Number sold 19, down from 25 in 2007
July 2008 - Median Price $85,000 down from $91,500 in 2007
Number sold 21, up from 11 in 2007
The real estate market in our area, just like all over the US is trending down. I believe that can be attributed to 2 major factors: the first is insecurity making major financial commitments due to the instability in the economy and the second it the whiplash effect we are experiencing from all the poor loan practices over the last 3-5 years. Banks are requiring a very good credit score and a down payment. Many Americans have neither, so they have no choice but to continue to rent. There is a bright side to all markets, regardless of whether they are up or down. In this one the silver lining is for the people who own rental properties.
Hopefully, this long needed correction in loaning practices will serve as a wake up call for all of us to SAVE, read the fine print, live under our means and learn to wait for some things.
10/15/2008
Free Home Inventory Forms
All home owners and renters should have at the very least paper copies of a home inventory and it should be stored away from the home. A video or picture documentation and the receipt is even better but it is good to have something. I wondered how many Iowans that were impacted by the flooding Mississippi had the documentation they needed to file claims with their insurance companies. If you don't have records of what you own go to this link and print off these forms. Take the time to record what you have, it took a long time to be able to earn enough to purchase those things and yes you probably have insurance.
It is helpful to keep this current at least once a year, why not at New Year's time. We get things that need to be insured at that time of year and the camera is handy. Record the info., snap a picture (you do need to print it) attach the receipt if you have it and put it all in the BIG envelope you keep IN THE SAFE DEPOSIT BOX, take the envelope to the safe deposit box and you are done.
The perfect time to begin a home inventory is when you are moving, you have to pack it, why not document it?
If you have older parents it is a good idea to help them do a complete inventory, a video camera is a big help too. Hey it can be fun, spend some time together and get a good deed done.
http://insurance.lovetoknow.com/Home_Inventory_Forms
It is helpful to keep this current at least once a year, why not at New Year's time. We get things that need to be insured at that time of year and the camera is handy. Record the info., snap a picture (you do need to print it) attach the receipt if you have it and put it all in the BIG envelope you keep IN THE SAFE DEPOSIT BOX, take the envelope to the safe deposit box and you are done.
The perfect time to begin a home inventory is when you are moving, you have to pack it, why not document it?
If you have older parents it is a good idea to help them do a complete inventory, a video camera is a big help too. Hey it can be fun, spend some time together and get a good deed done.
http://insurance.lovetoknow.com/Home_Inventory_Forms
8/26/2008
Congratulations Ben and Lacey Holmes on the Purchase of Your New Home
Ben and Lacey Holmes (previously Lacey Koster) purchased our home in Alta, congratulations you have bought a wonderful home. The couple are newleyweds and cute as can be! Both Ronnie and I are very pleased to have our home go to such a nice couple, we know it is in good hands. We hope you enjoy it as much as we have especially the big kitchen for all the family get-togethers!
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